The Kenya Army has taken steps to enhance personnel welfare and long-term financial security through a specialized housing sensitization program at Kahawa Garrison on Thursday, September 10, 2026.
Led by Commander Kenya Army Lieutenant General David Ketter, the briefing focused on educating Service Members on the newly established Kenya Defence Forces Mortgage Scheme. The initiative provides military personnel and their families with structured access to affordable homeownership by clarifying eligibility criteria, flexible financing structures, application workflows, and repayment terms.
The housing initiative operates under a collaborative Memorandum of Understanding signed between the Kenya Defence Forces, the Civil Servants Housing Scheme Fund, the Affordable Housing Board, and KCB Bank to deliver tailored financial products to defense personnel. Addressing troops at the garrison, Lieutenant General Ketter urged service members to integrate property acquisition into their long-term financial planning, emphasizing that residential stability directly reinforces force morale, family security, and operational readiness. Participating financial and institutional partners conducted interactive sessions to guide personnel through the application process, highlighting the military leadership’s broader strategy to prioritize financial literacy, force welfare, and post-service stability.
ABJ/APA





